Retirees choose continuing care at home memberships for a variety of reasons, but this deciding factor is front and center for every one of them: it protects their money from the costs of assisted living.
Retirement planning has its challenges. We make decisions based on our individual perspectives, habits and situations, creating a life that is uniquely our own. This impacts our future far more than we realize, especially when it comes to a long-term goal.
Long-term care insurance is a complicated product. Purchasing a new policy in today’s market is difficult, expensive and restrictive as providers scramble to stay ahead of the rising costs of care.
Exploring the benefits of a continuing care at home membership When someone is evaluating a continuing care at home (CCAH) membership program, the options are enticing. Personalized support and services are designed to assist active adults who have a desire to age in place.
Wellness programs are emerging as a promising way to turn the tide of poor health trends among older adults. They’re also a powerful reminder that we alone have the ability to take control over our own health and wellbeing, with community resources standing by to help.
Making early retirement decisions helps us proactively create the life we want, rather than living choices made by default. Everyone hopes to live a life that ends with few or no regrets.
Our grandparents rarely thought about assisted living. Options were few, costs of care were low, insurance was less restrictive, and loved ones expected to eventually become caregivers. It was normal to rely on family. It was a different time.
Insurance policies tend to be complex, rife with limitations and exclusions, and long-term care insurance is no different. Many people purchased their policy many years ago and even those who have recently purchased their policy are often unsure about their coverage.
AARP suggests that 90 percent of seniors would prefer to age in place in their own homes, but may be overlooking a vital part of successfully aging in place: home safety modifications.
Ninety percent of seniors prefer to remain in their own homes during their golden years; however, the reality is that successful independent living requires certain skills.